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We have teamed up with Musicgaurd to bring you a fantastic range of insurance policies that every performer cannot afford to be without.

Use the hilighted links to take you to their site an the product you wish to see more about.

Musicguard - instant musical instrument insurance quotes
Fed up with looking for musical instrument insurance and not being able to get an instant, online quote? Fed up with having to fill in endless forms or look at confusing tables? Take a look at Musicguard - they offer instant, online quotes for musical instrument insurance - just tell them the value of your equipment and they'll show you the premium there and then - simple!

If you like the look of it, you can then add in optional extras like 'in vehicle cover' or breakdown cover (in case your amp breaks down) - your Musicguard musical instrument insurance quote updates instantly so you can see exactly how much extra it is.

Even if you only gig with your equipment occasionally, it's well worth getting a quote from a specialist. Many home contents policies will not cover musical instruments or equipment if it’s over a certain value or it’s taken away from the home. If you do transport your equipment in a car or other vehicle, it may also not be covered by home contents cover, so check with your home or car insurer. Fortunately Musicguard insurance offers an ‘in vehicle’ option which covers your instruments and equipment whilst in the car or other vehicle (as long as you apply the necessary security requirements).

Do you play in a band?
If you play in a band, you’ll probably be aware of the need for public liability insurance for yourself or your band. If you aren’t aware public liability insurance covers you against third party claims, so if your PA fell on someone (even if it was their fault), you or your band could be held liable for any compensation due. Musicguard offers public liability insurance as standard with every policy – you can upgrade to £2 million or £5 million if you want or need to.

Professional or amateur?
Regardless of whether you are a professional musician or bedroom rock god, Musicguard have a suitable policy for you. In fact they operate a ‘create your own cover’ system, where you choose the options you need and save money by not paying for those options that you’ll never use!

Musicguard cover summary:
bulletCover against theft, loss and accidental damage up to £250,000
bulletReplacement on a new for old basis (vintage and rare items are covered by valuation - laptops are subject to depreciation)
bulletHire cover until items are replaced or repaired (subject to an approved claim)
bulletNo excess as standard (a voluntary excess will reduce your premium)
bulletPublic liability up to £5m – essential for gigging musicians
bulletPersonal accident cover
bulletChoice of area covered:
bulletUK only
bulletUK and EU with 30 days worldwide
bulletworldwide

Musicguard also have optional ‘equipment breakdown’ cover – to cover you in case your gear stops working and optional ‘in vehicle’ cover to protect you whilst on the road.

How much does it cost?
Cover starts from just £20 for a full 12 months cover. You can choose to pay monthly or a single amount by debit or credit card - it's up to you. If you take out a policy online, it's at least £10 cheaper than buying Musicguard musical instrument insurance through their call centre.

Click to go to the Musicguard musical instrument insurance website.


 

Send mail to nigel@nprentertainments.co.uk with questions or comments about this web site.
Copyright © 2008 Grandpa T Smith International Country Artist
Last modified: 03/27/08